Property Development Finance
We help developers — from first-time builders to experienced operators running multiple sites — secure funding that keeps pace with their projects. Whether you’re acquiring land, funding construction, bridging between projects, or moving unsold stock, we know how to structure a deal that works for you and gets a “yes” from the right lender.
Understanding Development Finance
Property development is one of the most rewarding ways to build wealth in New Zealand — and one of the most demanding when it comes to funding. Unlike a standard home loan, development finance needs to flex with your project: drawn down in stages, structured around your build timeline, and assessed on the merits of the project itself, not just your personal income.
Sectors We Fund
• Residential developments — from single dwellings to multi-unit projects • Townhouse and apartment developments • Subdivisions and land development • Commercial and industrial developments • Mixed-use projects • Renovation and major refurbishment projects
Why Choose Us
Great development finance isn't just about the loan — it's about the team around it. Beyond connecting you with the right lender, we work alongside the professionals who make a project succeed: quantity surveyors, valuers, planners, engineers, and agents.
Frequently Asked Questions - FAQ
Do I need pre-sales to get development finance?
Not always. Many lenders in the market will fund a development without pre-sales, particularly for experienced developers or well-positioned projects. We'll help you understand which lenders are the right fit for your situation.
What information will I need to provide?
Typically a statement of position, resource consent (if obtained), a feasibility study, and background on the people behind the project. The more detail you can provide upfront, the faster and stronger your application will be.
What's the usual loan term for a development loan?
Most sit around 12 months, though longer terms — up to 24 months or more — are available for larger or multi-stage projects.
What if my project runs over time?
It happens. If you've kept your lender informed and there's a good reason for the delay, most lenders will work with you to see the project through rather than against you.
Can I borrow to purchase the development site itself?
Yes. Land acquisition finance is a common starting point for a development, and we can help you fund the purchase as well as the build that follows.
Contact Experts Now
Let us introduce you to helpful experienced experts. We will set up meetings with a financial advisor who can offer you a huge range of mortgage, home loan and insurance options specifically tailored to your needs. Contact Us Now!
Suite 5, 129 Great South Road, Papatoetoe, Auckland 2025
Monday – Sunday
09:00 / 19:00