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We've got you covered

Insurance, Mortgage
and Business

We are here to guide you through the process

Our Services

For Solutions on Home Loans, Mortgages and Personal Insurance
& Business Insurance – Contact us Today.


Home Loans

Find competitive home loan deals & get knowledge you need to make informed decisions when buying a home.


Review Mortgage

Do you already have a mortgage? Refix, refinance or review loan balance, monthly payment, interest rate, taxes and loan term


Personal Insurance

Be it medical, life, or income insurance, we will research & understand the steps to take before buying a insurance.


Business Insurance

No matter what you are in! We will help you to save hundreds dollar on your business insurance.

More than Partners 
to Choose From

Bespoke Advice

Our experienced advisers meet with you to thoroughly understand your dreams and goals and offer tailored solution.

Maximum Savings

We believe in creating wealth for your future, and thus we use the latest technology to offer the best solutions.

Hassle Free Process

Our excellent customer service stems from a deep commitment to making each & every step of the mortgage journey easy for you.

Smarter Solutions in
Mortgage & Insurance

Essential Mortgage & Insurance is committed to providing customers with a diverse range of financial advisory services specialising in insurance advice, business loans and mortgages – both commercial and residential.


Mortgage Broker Services

Whether you’re building, buying your new home, or adding to your portfolio, you’ll have access to experienced mortgage broker advice and disclosed banks and non-bank lenders as per our disclosure statement. That way you can be confident your personal or home loan is best structured to help you get your goals.

Essential Mortgages & Insurance Services

Contact Experts Now

Let us introduce you to helpful experienced experts. We will set up meetings with a financial advisor who can offer you a huge range of mortgage, home loan and insurance options specifically tailored to your needs. Contact Us Now!

Auckland Branch:

5/129 Great South Road, Papatoetoe, Auckland 2025

Working Hours

Monday – Sunday
09:00 / 19:00

Contact Info

    Our Blogs

    Pros and Cons of a Guarantor Home Loan

    Purchasing a home is an important life milestone, but getting a loan can occasionally be difficult, particularly if you don't...

    What Does A Mortgage Broker Do?

    For anyone considering buying a home, navigating the complicated world of mortgages can be a difficult undertaking. A mortgage broker...

    Budgeting Your First Home in NZ

    Understanding the New Zealand housing market Understanding the ins and outs of the New Zealand housing market is crucial before...

    Investing in Residential Mortgages in NZ

    If you want to diversify your portfolio beyond typical equities and bonds, investing in home mortgages in New Zealand offers...

    Mortgage Refinancing Should You Do It Now?

    Homeowners frequently have to decide whether to refinance their mortgage due to changes in interest rates and the real estate...

    How to pick the best mortgage broker online

    Locating the ideal mortgage broker online has become a straightforward yet challenging undertaking in the digital age. A good broker...

    Inquiry Now